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Last Updated: June 1, 2026

1. Introduction

AlphaPicks AI ("we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this policy carefully. By accessing or using our services, you acknowledge that you have read and understand this Privacy Policy.

2. Information We Collect

Personal Information You Provide: We collect information you voluntarily provide when you sign up for our service, including your email address and, optionally, your phone number. This information is necessary to deliver our stock picks and community access.

Automatically Collected Information: When you visit our website, we automatically collect certain information through cookies and similar technologies, including your IP address, browser type, operating system, referring URLs, and browsing behavior on our site. See our Cookie Policy for more details.

Usage Data: We collect information about how you interact with our emails and community features, including open rates, click-through rates, and feature usage patterns, to improve our service.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To deliver stock picks, market analysis, and educational content to your inbox
• To provide access to our community features and communication channels
• To improve and personalize your experience with our service
• To send administrative information, such as updates to our terms or policies
• To comply with legal obligations and enforce our terms of service
• To analyze usage patterns and improve our AI models and content

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our website, sending emails, and analyzing data. These providers are contractually bound to protect your information.
• Legal Requirements: If required by law, regulation, or legal process, or to protect our rights, property, or safety.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These include SSL/TLS encryption, secure server infrastructure, access controls, and regular security audits. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our services. We may retain certain information longer to comply with legal obligations, resolve disputes, or enforce our agreements. When we no longer need your information, we will securely delete or anonymize it.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request that we correct inaccurate or incomplete information.
• Deletion: Request that we delete your personal information, subject to certain exceptions.
• Opt-Out: Unsubscribe from marketing communications at any time by clicking the "unsubscribe" link in our emails.
• Data Portability: Request a copy of your data in a structured, machine-readable format.

To exercise any of these rights, contact us at privacy@alphapicks.ai. We will respond to your request within 30 days.

8. Third-Party Links

Our website and communications may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will take steps to delete that information promptly.

10. International Data Transfers

Your information may be transferred to and processed in the United States or other countries where our service providers operate. By using our services, you consent to the transfer of your information to these countries, which may have different data protection laws than your country of residence.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page and, where appropriate, by email. Your continued use of our services after such changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

AlphaPicks AI
100 Wall Street, Suite 800
New York, NY 10005
Email: privacy@alphapicks.ai

Last Updated: June 1, 2026

1. Acceptance of Terms

By accessing or using the AlphaPicks AI website, email communications, and community services (collectively, the "Service"), you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use the Service. We reserve the right to modify these terms at any time, and your continued use constitutes acceptance of any changes.

2. Description of Service

AlphaPicks AI provides stock market analysis, investment research, and educational content generated by artificial intelligence and human analysts. The Service includes weekly stock picks, market insights, community access, and educational resources. All content is provided for informational and educational purposes only and does not constitute financial advice, investment recommendations, or solicitation to buy or sell securities.

We are not registered as an investment advisor under the Investment Advisers Act of 1940 or any similar state or international law. We do not provide personalized investment advice tailored to your financial situation, risk tolerance, or investment objectives.

3. User Registration and Account

To access certain features of the Service, you may be required to provide your email address and other information. You agree to provide accurate, current, and complete information and to update it as necessary. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account. You must notify us immediately of any unauthorized use.

4. No Financial Advice Disclaimer

IMPORTANT: The content provided by AlphaPicks AI is for educational and informational purposes only. It is not financial advice, investment advice, or a recommendation to buy or sell any security.

Past performance shown in any analysis does not guarantee future results. All investments carry risk, including the potential loss of principal. You should:

• Consult with a qualified and licensed financial professional before making any investment decisions
• Conduct your own independent research and due diligence
• Consider your financial situation, risk tolerance, and investment objectives
• Never invest money you cannot afford to lose

Stock picks, market analysis, and AI-generated insights provided through our Service are based on historical data and predictive models that may not accurately predict future market movements. The AI accuracy rate refers to pattern recognition precision in historical data and does not guarantee future performance.

5. No Guarantee of Results

AlphaPicks AI does not guarantee any specific investment results, returns, or profits. You understand and acknowledge that:

• All investments involve risk, including the possible loss of principal
• Past performance of any stock, strategy, or analysis method does not predict future results
• Market conditions can change rapidly and unexpectedly
• Our AI models and analysis may contain errors or inaccuracies

6. Intellectual Property

All content, materials, and intellectual property provided through the Service, including but not limited to analysis, reports, algorithms, software, text, graphics, logos, and design, are owned by AlphaPicks AI or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, or exploit any content without our express written permission.

7. User Conduct

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws
• Attempt to reverse engineer, copy, or steal our AI models or algorithms
• Harass, abuse, or harm other community members
• Share false or misleading information within the community
• Spam, solicit, or promote products or services without our consent
• Attempt to access systems or data without authorization

8. Limitation of Liability

To the maximum extent permitted by applicable law, AlphaPicks AI, its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Service. This includes, but is not limited to, financial losses, investment losses, lost profits, or data loss, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless AlphaPicks AI and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these terms, or your infringement of any third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Upon termination, your right to use the Service will immediately cease. You may terminate your account at any time by contacting us. Sections 4, 5, 7, 8, 9, and 11 shall survive termination.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved exclusively in the courts located in New York County, New York.

12. Contact Information

AlphaPicks AI
100 Wall Street, Suite 800
New York, NY 10005
Email: legal@alphapicks.ai

Last Updated: June 1, 2026

1. What Are Cookies

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites work more efficiently, enhance user experience, and provide analytical information to website owners. Cookies may be "persistent" (remaining on your device after you close your browser) or "session" (deleted when you close your browser).

2. How We Use Cookies

AlphaPicks AI uses cookies and similar tracking technologies for the following purposes:

• Essential Cookies: Required for the basic operation of our website. These enable core functionality such as form submissions and security features. Without these cookies, some parts of our service may not function properly.
• Analytics Cookies: Help us understand how visitors interact with our website by collecting anonymized information about pages visited, time spent on pages, and navigation patterns. We use this data to improve our website and content.
• Preference Cookies: Remember your settings and preferences to provide a more personalized experience on return visits.
• Marketing Cookies: Used to track visitors across websites for the purpose of delivering more relevant advertisements and measuring the effectiveness of our marketing campaigns.

3. Types of Cookies We Use

First-Party Cookies: Set directly by our website and can only be read by our site.

Third-Party Cookies: Set by trusted third-party services we use, including:

• Google Analytics: To analyze website traffic and user behavior. Google's privacy policy is available at policies.google.com/privacy.
• Email Service Provider: To track email engagement and improve our communications.
• Community Platform: If you access our community features, the platform provider may set its own cookies.

4. Your Cookie Choices

Browser Settings: Most web browsers allow you to control cookies through their settings. You can typically choose to block all cookies, allow only essential cookies, or delete cookies when you close your browser. Please refer to your browser's help documentation for specific instructions:

• Google Chrome
• Mozilla Firefox
• Apple Safari
• Microsoft Edge

Opt-Out Tools: You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on (tools.google.com/dlpage/gaoptout).

Please note that disabling certain cookies may affect the functionality and performance of our website. Essential cookies cannot be disabled as they are necessary for the site to function.

5. Consent

When you first visit our website, we display a cookie notice informing you about our use of cookies. By continuing to browse our website, you consent to the placement of cookies on your device in accordance with this policy. You can withdraw your consent at any time by adjusting your browser settings or using the opt-out tools described above.

6. Changes to This Policy

We may update this Cookie Policy from time to time. Changes will be posted on this page, and the "Last Updated" date will be revised. Your continued use of our website after such changes constitutes your acceptance of the updated policy. We encourage you to review this policy periodically.

7. Contact Us

If you have questions about our use of cookies or this Cookie Policy, please contact us:

AlphaPicks AI
100 Wall Street, Suite 800
New York, NY 10005
Email: privacy@alphapicks.ai